Safe, clean, accessible period and vaginal care for all. This is what LOLA strives for in all that we do.
We know that our job is never done when it comes to educating people with periods about the benefits of using period care made with organic cotton, as well as why it matters to shop clean when you shop for sexual wellness essentials.
Furthermore, we know that just education isn't enough. Fostering product accessibility is fundamental to our mission. Over the years, we’ve established accessibility options (formed with savings and gratis in mind) through programs like Subscribe And Save, Donations, and now, our newest option, checking out with your pre-tax HSA / FSA dollars.
Did you know that you can access qualifying LOLA products for period care and sexual wellness by using your HSA or FSA dollars? We feel like throwing a pre-tax party right now.
In this article, we’re breaking down the specifics on which products are eligible through HSA and FSA accounts so that you have additional support when it comes to navigating these healthcare spending options.
Introduction:What are HSA and FSA accounts / dollars / funds?
A Health Savings Account (HSA) is a type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in an HSA to pay for deductibles, copayments, coinsurance, and some other expenses, you may be able to lower your out-of-pocket health care costs.
While you can use the funds in an HSA at any time to pay for qualified medical expenses, you may contribute to an HSA only if you have an HSA-eligible plan (sometimes called a High Deductible Health Plan (HDHP)) — generally a health plan (including a Marketplace plan) that only covers preventive services before the deductible. An HSA may earn interest or other earnings, which are not taxable.
A Flexible Spending Account (FSA) is a special account you put money into that you use to pay for certain out-of-pocket health care costs. You don’t pay taxes on this money. This means you’ll save an amount equal to the taxes you would have paid on the money you set aside.
Employers may make contributions to your FSA, but they aren’t required to. With an FSA, you submit a claim to the FSA (through your employer) with proof of the medical expense and a statement that it hasn't been covered by your plan. Then you’ll get reimbursed for your costs. Ask your employer about how to use your specific FSA.
Are Tampons and Feminine Products HSA and FSA Eligible?
Let’s review the eligibility status of period care made with organic cotton under HSA and FSA accounts. Generally speaking, yes, our menstrual hygiene products are available to shop with HSA and FSA dollars. This is a great option for shopping for period care. You may be thinking this means just our organic tampons, but great news… product eligibility spans beyond tampons!
- Are Pads HSA and FSA Eligible?
Yes. Pads With Wings are eligible. Our ultra thin pad is designed to actually fit your underwear. For less chafing, less bunching, and next-level leak protection. Free of synthetic fibers, chemical additives, fragrances, dyes, and chlorine bleach.
- Is Period Underwear HSA and FSA Eligible?
Yes. Reusable, washable Period Underwear are eligible. Made especially for periods, our bikini-cut reusable period underwear provide powerful leak protection as an extra layer of protection on heavier flow days or as backup for when your period may or may not show up. Shopping for sustainable period care has never been easier.
- Are Heating Patches HSA and FSA Eligible?
Yes. Heating Patches are eligible. Calm cramps naturally with our period heating patches. Made to soothe your PMS discomfort, each heating patch lasts for up to 11 hours. So discreet and easy to wear, you're free to go anywhere.
Are Sexual Wellness Products HSA and FSA Eligible?
Sex essentials for peace of mind is a win, and sex essentials you can shop for with HSA and FSA dollars is a win-win, letting you double down on safe fun in the bedroom. We’re so proud to be the only sexual wellness line approved by gynecologists.
Let’s review the eligibility status of sexual wellness products under HSA and FSA accounts.
- Are Ultra Thin Latex Condoms HSA and FSA Eligible?
Yes. Ultra Thin Latex Condoms are eligible. With ingredients like natural rubber latex and the highest quality lubricant, our gynecologist-approved, ultra thin condoms don't mess around (even when you do). Every condom is 100% electronically tested for safety. Plus, they are vegan and gluten-free.
- Is Personal Lubricant HSA and FSA Eligible?
No. Personal Lubricant is not eligible. However, we offer exclusive offers year-round for our email and mobile content subscribers, so let’s keep in touch! Perfect for scoring savings on our hypoallergenic personal lubricant that is water-based and formulated with natural ingredients you can feel good about.
How to Use HSA / FSA Dollars for Products
Select Period Care and Sexual Wellness products are available to shop with your HSA and FSA dollars on our website with seamless checkout enabled by our partner, SIKA.
SIKA Health enables online shoppers to confidently pay using their HSA / FSA funds as easily as spending a gift card. No eligibility checks, receipts, or card declines – customers simply select SIKA Health's payment gateway at checkout and enter their HSA / FSA card details.
- Visit MyLola.com to shop HSA / FSA eligible products.
- Select your product(s) by adding your item(s) to your cart.
- Apply any promo codes before you check out.
- Check out with SIKA as your payment option, and follow the prompts from SIKA.
Take Advantage of Your HSA and FSA
To summarize, though there are specific differences in conditions and benefits, both HSAs and FSAs let you set aside money before it's been taxed to pay for health care costs. To us, tax-advantaged healthcare spending makes so much sense when it comes to shopping for period and sexual wellness essentials since we purchase these items so frequently. Another thing to consider is whether you’ll eventually have to shop for period care for your child(ren). Using pre-tax dollars are a great aid to help stretch your money to cover everyone’s menstrual needs in your home, from tampons and pads to first period essentials.
Even if you have an irregular cycle or are in a lull for getting laid, we still think setting up and accruing HSA / FSA dollars is a smart(er) way to reach for your wallet whenever you need to stock up.
Remember, if you have questions about shopping on our site with SIKA, we’re here to help.