At LOLA, our mission is to provide safe, clean, and accessible period and vaginal care for all women and menstruators. We believe that education about organic cotton and clean ingredients is crucial, but so is making these products easy to obtain. One of the best ways to save on essentials is by using your pre-tax Health Savings Account (HSA) or Flexible Spending Account (FSA) dollars.
This article will break down how you can use these healthcare spending accounts to purchase your favorite LOLA products. We want to help you understand if tampons and feminine products are HSA/FSA eligible and make the process simple.
Understanding Your Health Spending Accounts
Health spending accounts can seem complicated, but they are powerful tools for saving money on essential healthcare needs. Let's break down the two main types: HSAs and FSAs.
What is a Health Savings Account (HSA)?
A Health Savings Account (HSA) is a special savings account you can use for qualified medical expenses if you have a high-deductible health plan (HDHP). The money you put in is "pre-tax," which means you don't pay taxes on it, lowering your overall healthcare costs. The funds in your HSA can even earn interest tax-free and can be used anytime for a wide range of women's healthcare products [1].
What is a Flexible Spending Account (FSA)?
A Flexible Spending Account (FSA) is another special, pre-tax account offered by many employers for out-of-pocket healthcare costs. Using an FSA saves you money by reducing your taxable income. Some employers may even contribute funds to your account. To get your money, you typically submit a claim to your FSA provider with proof of the expense. It's a good idea to talk with your employer to understand the specific rules of your FSA plan.
Your Guide to HSA/FSA Eligible Period Care Options at LOLA
Thanks to the CARES Act of 2020, menstrual care products are now considered qualified medical expenses [1]. This change means you can use your HSA or FSA funds to purchase many of LOLA's clean, organic cotton products [2].
Are Tampons and Pads HSA/FSA Eligible?
Yes, tampons and pads are among the most common HSA/FSA items approved in the feminine hygiene category. You can stock up on your favorite period essentials using your tax-free dollars. Our organic cotton pads with wings are a perfect example. They offer an ultra-thin design with superior leak protection and are made without synthetic fibers, fragrances, dyes, or chlorine bleach. Our organic cotton tampons are also eligible.
Is Period Underwear HSA/FSA Eligible?
Yes, reusable and washable period underwear are eligible for purchase with your HSA or FSA. LOLA's period underwear provides powerful leak protection that you can rely on as a backup or for extra security on your heavy flow days. It's an easy way to shop for sustainable period care while saving money.
Are Heating Patches HSA/FSA Eligible?
Yes, heating patches are an eligible expense. Our heating patches are designed to soothe PMS discomfort and cramps naturally. They provide discreet relief for up to 11 hours, helping you get through your day more comfortably.
Are Postpartum Products HSA/FSA Eligible?
Yes, many postpartum care products are also covered. Our Organic Disposable Postpartum Underwear is soft, stretchy, and designed for maximum absorption and comfort after delivery. With a high-waisted design and a 100% organic cotton topsheet, they provide the gentle care you need during recovery.
What About Sexual Wellness Products?
You can also use your HSA/FSA dollars for many sexual wellness essentials. At LOLA, we're proud to offer a line of gynecologist-approved sexual wellness products to support your health.
Are Condoms HSA/FSA Eligible?
Yes, our Ultra Thin Latex Condoms are eligible. They are made with natural rubber latex and a high-quality lubricant. Each condom is 100% electronically tested for safety, vegan, and gluten-free.
Is Personal Lubricant HSA/FSA Eligible?
No, personal lubricant is not currently one of the items covered by HSA or FSA accounts. For savings on our lubricant and other products, we recommend subscribing to our email and mobile content for exclusive offers and updates.
How to Use Your HSA/FSA Dollars on LOLA Products
We've made the checkout process simple and seamless with our partner, Flex. It works like a gift card, eliminating the need for eligibility checks, saving receipts, or worrying about card declines.
Here’s how to do it:
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Visit MyLola.com and add your favorite eligible items to your cart.
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Apply any promo codes you have.
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At checkout, choose Flex as your payment option.
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Follow the prompts to enter your HSA or FSA card details and complete your purchase.
Ready to get started? Shop all our HSA and FSA Eligible products today.
Take Advantage of Your Tax-Advantaged Healthcare Spending
HSAs and FSAs allow you to use pre-tax money for essential healthcare items, which is a smart financial move for things you buy regularly, like period care. For families, this can help stretch your budget to cover everyone's menstrual needs.
This financial benefit also connects to the larger issue of period equity. For years, many states have taxed period products as non-essential "luxury" items. Using your HSA or FSA is one way to combat this cost, and at LOLA, we're committed to fighting this injustice. That's why LOLA proudly joins The Tampon Tax Back Coalition to advocate for change. We encourage you to set up and use these accounts to stock up on your essentials.
Your Go-To for Clean, Approved Feminine Care
LOLA provides clean, organic feminine care that is approved for HSA and FSA spending [3]. Our commitment to quality, transparency, and accessibility means you never have to compromise on your health or your values. Take control of your health spending and get the products you deserve.
Explore our full range of clean feminine care products at LOLA and make the most of your health benefits today.