Using a Health Savings Account (HSA) or Flexible Spending Account (FSA) is a smart way to save money on essential feminine care products. This guide will help you understand which clean, high-quality products you can purchase with your tax-free dollars. At LOLA, we are committed to providing safe and accessible period and vaginal care, and we want to help you make the most of your health benefits. If you're wondering, are tampons and feminine products HSA/FSA eligible?, the short answer is yes.
What Are HSAs and FSAs?
HSAs and FSAs are tax-advantaged accounts that let you set aside pre-tax money for qualified medical expenses. This lowers your taxable income and helps you save on healthcare costs.
Health Savings Account (HSA)
An HSA is a savings account for individuals enrolled in a high-deductible health plan (HDHP). The funds are pre-tax and can pay for deductibles, copayments, and other qualified medical expenses. Any unused funds roll over each year and can even earn tax-free interest.
Flexible Spending Account (FSA)
An FSA is an account offered by an employer where you can set aside pre-tax money for healthcare. It saves you an amount equal to the taxes you would have paid on that money. To get your money back, you typically submit a claim with proof of your expense for reimbursement.
Are Feminine Hygiene Products Eligible for HSA/FSA?
Yes, feminine hygiene products are eligible for purchase with HSA and FSA funds. The CARES Act of 2020 expanded the list of qualified over-the-counter medical expenses to include menstrual care products [1]. This important change means you can now purchase items like tampons, pads, and menstrual cups with your tax-free funds without needing a prescription [2].
A Guide to HSA/FSA-Eligible Clean Feminine Care Products
At LOLA, we offer a range of clean and effective products that are HSA/FSA eligible. Here is a breakdown of the items you can purchase with your health benefits.
Organic Cotton Tampons and Pads
Tampons and pads are essential items that are eligible for HSA/FSA reimbursement [3]. LOLA’s tampons and pads are made with 100% organic cotton and are free of synthetic fibers, fragrances, and chlorine bleach, making them a great choice for clean period care.
Reusable Period Care: Period Underwear
Reusable options like Period Underwear are also eligible. LOLA's Period Underwear offers powerful, sustainable leak protection. Choosing reusable products is an eco-friendly way to use your HSA/FSA funds on long-lasting period care [4].
PMS Relief: Heating Patches
Heating patches designed to relieve menstrual cramps are covered. LOLA’s Heating Patches provide natural, discreet, and easy-to-wear comfort for soothing PMS-related pain.
Sexual Wellness: Condoms
Certain sexual wellness products are also covered, which is great news for your reproductive health. LOLA’s Ultra Thin Latex Condoms are HSA/FSA eligible. They are gynecologist-approved, made with high-quality ingredients, and electronically tested for safety. It is important to note that not all sexual wellness items are eligible, such as Personal Lubricant, but we encourage you to subscribe to our emails for other great offers.
How to Use Your HSA/FSA Dollars for LOLA Products
LOLA makes it simple to use your HSA/FSA funds directly on our website through our partnership with Sika Health.
- Visit MyLola.com and shop for products marked "HSA/FSA eligible."
- Add your chosen items to your cart.
- At checkout, select "Sika | Pay with HSA/FSA" as your payment method.
- Enter your HSA/FSA card details and follow the prompts.
This seamless process eliminates the need to file claims and wait for reimbursements. For more details, you can learn exactly how to use Sika Health to purchase HSA/FSA eligible LOLA products. Ready to start saving? Shop all our HSA and FSA eligible products now.
Take Advantage of Your Tax-Free Healthcare Dollars
Using your HSA or FSA for feminine care is a smart financial move that saves you money on regular purchases. It also empowers you to choose clean, organic products that are better for your body. This aligns perfectly with our mission at LOLA to provide clean feminine care products you can trust.
Conclusion
A wide range of essential items covered by HSA and FSA accounts includes tampons, pads, heating patches, and condoms. We encourage you to check your account balance and take full advantage of these benefits. Explore our range of clean, effective, and HSA/FSA-approved products to find the right care for you. View all collections and start using your tax-free dollars today.